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China to issue $29 billion of special loans to curb the mortgage crisis and finish housing projects

China to issue $29 billion of special loans to curb the mortgage crisis and finish housing projects

Posted on September 5, 2022   |  

  • Bejing will offer 200 billion yuan ($29.3 billion) in special loans to finish delayed housing projects in China.
  • Hundreds of thousands of homeowners paid in advance and took out loans on properties but developers failed to complete properties, which led to a mortgage crisis.
  • The mortgage crisis and sanctions decreased the prices of stocks and bonds of the local property firms and in 86 cities, sanctions were effective.
  • In 2022, Bejing reduced its mortgage lending rate for the second time as the People’s Bank of China (PBOC) struggled to curb the liquidity problem in the real-estate sector. The PBOC cut the 5-year lending rate to 4.3% from 4.45%.
  • The rate cut will decrease borrowing costs on new mortgages in China and restore the country’s troubled real estate sector.